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Disclaimer For Mutual Fund

Pramesh Wealth Private Limited is registered with Association of Mutual Funds In India (AMFI) under the ARN No. 100481 and valid till 19.02.2027), having its registered office and Centralize Point for processing and doing all Mutual Funds Distribution (MFD) related functions at “Pramesh House”, B/8, Vedant Bunglow, Main Kalali Road, Kalali, Vadodara – 390 012, Gujarat State, India,

All disputes with respect to the distribution activity would not have access to Exchange Investor Redressal Forum or Arbitration mechanism. In accordance with the applicable laws, PWPL is permitted to render incidental advice with respect to mutual fund products only to its mutual fund distribution clients. For every other purpose, including distribution of non-mutual fund products the circulated material is for informational purposes only. Further, it is not intended as investment advice or an opinion concerning securities or a public offer proving a basis for an investment decision. The views or expressions contained in the circulated material are not necessarily of PWPL neither assumes any responsibility/liability nor does guarantee its accuracy, suitability, completeness, and adequacy. The figures and data that may be appearing in the material are taken from various sources deemed reliable by PWPL. The content of the material including images, charts, graphics, and pictures are protected intellectual properties and cannot be amended, copied, reproduced, replicated, republished, uploaded, posted, published, transmitted, displayed, or distributed for any non-personal use without obtaining prior written permission, any non-adherence of which may attract appropriate legal action.

Mutual Fund investments are subject to market risk, read all scheme related documents carefully. The past performance of the scheme is not indicative of future performance.

Investors are advised to seek appropriate advice from experts before taking any investment decisions. Nothing in the circulated material is intended to construct an advertisement or an investment, financial advice and/or solicitation, advice to buy, sell or deal in any financial product.

Disclaimer For Insurance

Pramesh Wealth Private Limited is registered with Insurance Regulatory and Development Authority of India as Corporate Agency (Registration No. CA0787 and valid till 26-Dec-2024), having its registered and corporate office at “Pramesh House”, B/8, Vedant Bunglow, Main Kalali Road, Kalali, Vadodara – 390 012, Gujarat State, India.=

Purchase of any insurance product by PWPL customer(s) is purely voluntary and is not linked to availing of any other facility/services/products.

The insurance products available at www.prameshwealth.com or on the mobile application are offered and underwritten by the respective insurers. PWPL as a Corporate Agency act as solicitor and procurement of suitable Insurance Policy to potential clients as a representative of the Insurer Company.

PWPL is only assisting in collecting the premium on behalf of the insurer chosen by clients to avail the insurance product. The acceptance of the deposit as premium and final issuance of the insurance policy is subject to the underwriting norms and discretion of the insurer on which PWPL has no control. Further, any product information displayed on the PWPL Platform is solely based on the information received from the concerned insurer.

The insurer underwriting the insurance product purchased/ serviced through the PWPL Platform is solely responsible for settling any claim thereunder or taking any decisions on claim settlements. By its operation of the PWPL Platform or otherwise, PWPL is only acting in the capacity of an Insurance Corporate Agent and does not, in any circumstances, underwrite any insurance business or partake in the conduct of insurance business.

For more details on risk factors, terms, and conditions, please read the sales brochure/customer information sheet/ policy wordings of a particular plan carefully before concluding a sale.

Insurance is a subject matter of solicitation, and the Policy is issued, based on a contract between the insured and insurer.

Before client enter a contract of general insurance, client have a duty under the law to disclose every matter that client know or could reasonably be expected to know, that is relevant to the insurer’s decision whether to accept the risk of insurance and if so, on what terms. Client have the same duty to disclose those matters before know renew, extend, vary, or reinstate a contract of insurance.

If client fail to comply with their duty of disclosure, the insurer may be entitled to repudiate or reduce its liability under the contract in respect of a claim or may cancel the contract. If client non-disclosure was fraudulent, the insurer may also have the option of voiding the contract from the beginning (i.e., treating it as if it never existed). Information regarding the full extent of client duty of disclosure is contained in client policy wording and should be read carefully at any point in client insurance transaction including when client policy is renewed, extended, varied or reinstated.

Pramesh Wealth Private Limited

PWPL makes no representation/s or warranty express or implied, as to the accuracy, completeness or reliability of any information compiled herein and hereby disclaims any liability regarding the same, including, without limitation, any direct, indirect, incidental, or consequential loss. Client shall verify the veracity of the information on client own before using the information provided in the document. Client are requested to review the benefit illustration and policy documents carefully and obtain expert professional advice.

PWPL does not make any representations that coverage does or does not exist for any claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording. For more details on risk factors, terms, and conditions, please read sales brochure carefully before concluding a sale”.

Disclaimer For Website

By accessing website and/or App or any of its associate/group sites (“Website”), client have read, understood, and agree to be legally bound by the terms of the following disclaimer and user agreement. PWPL has taken due care and caution in compilation of the data and the contents for all its web sites. However, PWPL does not guarantee the adequacy or completeness of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. PWPL specifically states that it cannot be held liable for any damages (monetary, legal, or otherwise) caused by any error, omission, interruption, deletion, defect, failure, and that it has no financial liability whatsoever to any user on account of the use of the information provided on its website.

PWPL advises its users to verify the veracity / appropriateness of the information before taking any decisions. The information on this website is updated from time to time. PWPL, however, excludes any warranties (whether expressed or implied), as to the quality, accuracy, efficacy, completeness, performance, fitness, or any of the contents of the website, including (but not limited) to any comments, feedback and advertisements contained within the Site. PWPL is not responsible for any errors, omissions, or representations on any of our pages or on any links on any of our pages. PWPL does not endorse in anyway any advertisers on our webpages. Please verify the veracity of all information on client own before undertaking any alliance or decision. This Website contains articles contributed by individuals. The views are exclusively their own and do not necessarily represent the views of the Website owners or its management. The linked sites are not under our control, and we are not responsible for the contents of any linked site, or any link contained in a linked site, or any changes or updates to such sites. PWPL is providing these links to client only as a convenience, and the inclusion of any link does not imply endorsement by us of the site.

PWPL hereby expressly disclaims any implied warranties imputed by the laws of any jurisdiction. We consider ourselves and intend to be subject to the jurisdiction only of the court. If client don’t agree with any of our disclaimers above, please do not read the material on any of our pages and exit the Website immediately. This site is specifically for users in the territory of India. Although the access to users outside India is not denied, PWPL shall have no legal liabilities whatsoever in any laws of any jurisdiction other than India. We reserve the right to make changes to our website and these disclaimers, terms, and conditions at any time. No materials in this Website or any of its associate/group sites should be taken as investment advice directly, indirectly, implicitly, or in any manner whatsoever, including but not limited to trading of mutual funds or trading of any financial instruments whatsoever. The information provided are NOT in nature of any recommendation or solicitation to buy or sell any securities. Client’s use of all the information contained on this Website or any of its associate / group sites is governed by this Terms and Conditions of Use.

Past Performance Is Not Indicative of Future Returns. Mutual Fund investments are subject to market risks. Investors are requested to read the Offer Document carefully before investing.

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